Protect What Matters Most

 Today’s employees expect more than just health insurance. But rising costs make it difficult for employers to offer richer benefits.

There’s a better solution.

With voluntary benefits from Colonial Life, you can enhance your benefits package—without adding to your bottom line.

 Voluntary (or supplemental) benefits are insurance options offered through the workplace and typically paid by employees through payroll deduction.

They’re designed to fill the gaps left by traditional health insurance, helping cover out-of-pocket costs like deductibles, co-pays, and lost income.

 Enhance Your Benefits Package

• Offer meaningful protection without increasing fixed costs 
• Stay competitive in recruiting and retention 

No Direct Cost to the Business

• Most plans are employee-paid 
• Flexible contribution options available  

Simple Administration

• Streamlined enrollment and payroll deduction 
• Ongoing support and employee education 

Improve Employee Satisfaction

• Employees value access to affordable, relevant coverage 

 Through Colonial Life, employees can choose from a range of benefits, including:

• Accident Insurance – Helps cover unexpected injury-related costs 
• Disability Insurance – Replaces a portion of income if employees can’t work 
• Critical Illness Insurance – Lump-sum benefits for serious diagnoses 
• Hospital Indemnity – Pays cash benefits for hospital stays 
• Life Insurance – Financial protection for families 
• Dental & Vision – Everyday and major care support  

Benefits are typically paid directly to employees, so they can use the money where it’s needed most

 Even strong medical plans don’t cover everything.

Voluntary benefits help employees:

• Cover deductibles, co-pays, and everyday expenses 
• Protect their income during illness or injury 
• Maintain financial stability during unexpected events 
• Take coverage with them if they change jobs (portability)

 Employers across the country are using voluntary benefits to:

• Control rising healthcare costs 
• Improve retention and engagement 
• Offer more choice and flexibility to employees 

It’s a win-win: better benefits for employees, without added cost for the business.

 At Brinkman Insurance, we help you:

• Evaluate your current benefits offering 
• Identify gaps and opportunities 
• Implement a tailored voluntary benefits program 
• Support enrollment and employee education 

Schedule a quick consultation today to see how you can enhance your benefits—without increasing expenses.